Can you get student loans with no credit? What about with bad credit?

We would all love to be able to get a degree without having to take out student loans, but the sad fact is that 70% of students must take out student loans to help pay for college. Even when you have scholarships or grants that help cover the cost of tuition, you will most likely still have to take out a loan to cover the rest of your school.

But what if you have bad credit?

Many people worry that they may not be able to take…

There are many concerns you will have when starting a new job and the biggest one is probably compensation and how to negotiate a higher salary. After all, you want to be sure that you are going to fairly compensate for the work you will be providing, the experience you have and the education you are bringing to the table.

Before you accept your new position, you may not feel like you have much room to negotiate. However, most companies actually expect negotiations. If you are armed with the right knowledge, you can negotiate for a higher salary or better…

Writing your resume can be a real challenge, and there is a lot of pressure to make it really stand out and display all of your accomplishments. There are many professional resume writing companies out there, but these can be expensive, and the result isn’t always impressive.

Writing a resume on your own doesn’t have to be, and there are a few tips and tricks that you can use to make the process smoother without.

And, if you haven’t started your resume yet, you can download this free Student Loan Diet resume template to create your first professional resume.

Here…

Going into an interview can be nerve-wracking. Your palms get clammy and try not to stumble over your words. You may even get stuck on a question because you couldn’t get your mind off getting through the interview. There are so many things that can go wrong in the few minutes you have in front of the hiring manager; it can make it difficult to focus on creating a good first impression.

Most of us have had interviews that went less than perfect, and the hiring manager was less than impressed. …

Buying a home is supposed to a milestone in a person’s life. It is an opportunity to make an investment and own property. But for many, owning a home can seem daunting due to rising student loan debt.

Today, over 40 million Americans have student loans totaling more than $1.5 trillion, and this has had a significant impact on real estate. Students take out tens of thousands of dollars to pay for higher education, and this is estimated to cost the real estate market 83 billion dollars a year, according to a 2014 study. …

The way we use social media in our everyday life is changing. Remember when Facebook was only open to college students with valid college email addresses? Now everyone and their grandma is on social media. Even major companies are jumping onto Facebook. Many companies grew tremendously in the past few years, and whole departments are popping up just to manage their social media. Employers are not only using social media to reach potential customers, but they are also using it to see potential job candidates.

Social media can be a double-edged sword. It can create a powerful personal brand that…

We all know that having a great resume is a sure-fire way to land the maximum number of jobs interviews. This can be hard when you don’t have much job experience coming right out of college or only having just a few years of professional experience under your belt. But that’s no reason to give up on landing your dream job quickly. One tool that many companies are using to find their next employees is LinkedIn, and you should be on it.

What it is: LinkedIn is the equivalent of a large networking platform with resumes that offer a more…

If you have student loans, you’ve probably have wondered how they affect your credit score and your ability to take out future loans. No matter how much student loan debt you have, whether it is $15,000 or $100,000, your credit is affected in both positive and negative ways.

Your credit score is a reflection of a person’s creditworthiness. This is the number that lenders will look at to determine how likely you are to repay a loan based on several factors, including your credit-to-debt ratio and your repayment history. This is the score that can determine your ability to take…

You’ve got a degree, student loans to pay back and a deep need to make extra money. Starting a monetized website is one way to do that. But writing is not everyone’s strong suit, and good content is essential to creating a website that makes you money. When you’re trying to monetize your blog or website and feeling pressured to put out good work you can put too much pressure on yourself, and it can backfire into writer’s block.

Writer’s block can rear its ugly head when trying to showcase to the world our passion and knowledge. But there are…

Choosing the right University can be stressful, especially if you are worried about the cost and taking out student loans to pay for your education. Getting a higher education is pricey, no matter where you choose to go to school, but if you are trying to cut costs while also getting a degree from a reputable school there are a few schools that you may want to include on your list of applications.

When you are choosing which schools you would like to apply to, you will want to consider what school is best for the degree you want, any…

Gradism

With over $1.5 trillion of student loan debt, affecting over 40 million Americans, we could all use some help. https://www.gradism.com/

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